Terms & Conditions

Yodi Insurance Solutions provides a website and related tools designed to help users learn about insurance services, submit inquiries, request quotes, review available insurance options, and where supported, initiate checkout or policy purchase workflows.

Insurance products and services may include homeowners, condo, landlord, renters, auto, and other personal insurance offerings. Available products, carriers, pricing, and binding options may vary by state, eligibility, underwriting, and carrier availability.

Quotes, premiums, coverage descriptions, estimated savings, and product availability shown on the website are for informational purposes only unless and until confirmed by the applicable carrier or issuing party.

Final terms are subject to underwriting review, carrier guidelines, verification of information, legal availability, and other applicable requirements.

Do not assume you have coverage based on website activity, form submission, quote results, or checkout initiation alone.

You agree to:

• provide truthful, current, and complete information
• update information when necessary
• use the website only for lawful purposes
• not submit false, misleading, fraudulent, or unauthorized information
• maintain the confidentiality of any login, save-and-resume link, or access credentials provided to you
• not interfere with or disrupt the website, servers, or integrations

You are solely responsible for the accuracy of information you submit. Incorrect or incomplete information may affect quote accuracy, availability, underwriting decisions, or coverage validity.

If the website offers save-and-resume functionality, including by email, text, cookie, session, or unique link, you are responsible for maintaining the confidentiality of those access methods. Anyone with access to your save-and-resume link or device may be able to resume your quote.

We may disable or expire save-and-resume access at any time for security, technical, or operational reasons.

The site may accept traffic from referral partners, tracking links, campaigns, or other attribution mechanisms. These referral paths are used for internal reporting, origination tracking, commission support, and service optimization. They do not necessarily indicate endorsement by or affiliation with a specific third party unless expressly stated.

By submitting your contact information through the website, you authorize Yodi Insurance Solutions and its representatives to contact you regarding your request, quote, application, account, or related services by phone, email, and, where permitted, text message.

You understand that standard message and data rates may apply to text messaging, if used.

All content on this website, including text, layout, design elements, graphics, logos, icons, software, and other materials, is owned by or licensed to Yodi Insurance Solutions and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, publish, display, transmit, or create derivative works from any content on this website without prior written consent, except for personal, non-commercial use as permitted by law.

This website may contain links to third-party websites, platforms, carriers, quote engines, payment processors, or hosted checkout environments. Yodi Insurance Solutions does not control and is not responsible for the availability, content, accuracy, privacy practices, or performance of third-party services.

Your use of third-party services may be governed by their own terms and policies.

This website and all related services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Yodi Insurance Solutions disclaims all warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the fullest extent permitted by law, Yodi Insurance Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, use, goodwill, or other intangible losses arising out of or related to:

• your use of or inability to use the website
• quote results, delays, or system interruptions
• third-party carrier, CRM, or technology failures
• unauthorized access to or alteration of your information
• any reliance on information presented through the website

If liability is imposed notwithstanding the foregoing, Yodi Insurance Solutions’ total liability shall not exceed the greater of one hundred dollars ($100) or the amount, if any, you paid directly to Yodi Insurance Solutions for the specific service giving rise to the claim.

You agree to defend, indemnify, and hold harmless Yodi Insurance Solutions and its owners, officers, employees, contractors, affiliates, service providers, and partners from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use of the website
• your violation of these Terms and Conditions
• your violation of any law or the rights of another party
• any false, inaccurate, or misleading information you submit

You agree to use the website in compliance with all applicable laws, rules, and regulations. You may not use the website in any way that could damage, disable, overburden, or impair our systems or interfere with any other party’s use of the website.

We reserve the right to modify, suspend, or discontinue any part of the website or services at any time without notice. We may also update these Terms and Conditions from time to time by posting the revised version on the website. Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms and Conditions.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms and Conditions or your use of the website shall be resolved in the state or federal courts located in Orange County, California, and you consent to the jurisdiction and venue of those courts.

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

These Terms and Conditions, together with our Privacy Policy and any other policies or disclosures posted on the website, constitute the entire agreement between you and Yodi Insurance Solutions regarding your use of the website.

If you have any questions about these Terms and Conditions, please contact: